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In fact, she's 51 and the educated, successful director of a blue-chip company - with a 21-year-old daughter.
Her story is an illustration in microcosm of why sexually transmitted diseases among the over-45s are on the increase.
She explains: 'I'd never even slept with anyone other than my husband, and suddenly I found myself using sex with men to make me feel better about myself.' Judy joined a couple of internet dating sites and found it surprisingly easy to meet men in their 40s and 50s who wanted no-strings flings.
But it's not necessarily what most women are after.
Confused and upset by the shock of their relationship falling apart, particularly if they hadn't wanted or expected it, they embark, initially at least, on a self-destructive pattern of seeking solace through sex with near-strangers.
'I certainly hadn't ever expected to be single again at the age of 47,' says Judy. He was my first love and I never imagined a time when we wouldn't be together.' Judy felt her world had collapsed and spent most of her time in tears.
'I thought I was fine with what had happened, but a few days later all I could think about was that I'd slept with someone other than my husband.She says: 'Thankfully, I'd kept myself in good shape and I'm still a size 12, but the idea of whipping off my smalls in front of a near-stranger was pretty terrifying.'The first man I slept with was a 50-year-old lecturer.'I didn't always use protection - caught without any, in the heat of the moment, I threw caution to the wind.Then I discovered I had chlamydia.' You'd be forgiven for assuming that Judy is an irresponsible 20- something, heedless of the consequences of her actions.